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Call now 713.852.6700

Routing: 313082935

A home you live in and a mortgage you can live with.

Mortgage Loans

The Gift that Keeps on Giving…your Home!

Get a chance to win a gift* when you close a mortgage loan…

Home ownership is one of the most rewarding achievements.  Moving into a new home is exciting and the start of creating lifetime memories.  Starting a family.  Holiday events.  Backyard BBQs.  Your home is truly the gift that keeps on giving.

And when you open a Mortgage loan at Texas Bay Credit Union, get a chance to win a gift basket* filled with items (valued over $500) to help you enjoy your home.  To enter, simply close a Mortgage Loan by the end of September 2019.  We will randomly select and contact the winners within the first week of the following month.  Take advantage of these great benefits:

  • Historically low rates
  • Fast closing
  • Easy online application
  • Flexible terms
  • And much more!

Perfect for first-time home buyers or anyone buying/refinancing a home.  Select the Apply Now below today!

Buying a home is one of the most important and largest investment decisions you might ever make.  So make it a smart one, too, with our low, fixed-rate mortgage program.  We offer a variety of mortgage products that best fits your need including ARM, FHA, VA, and unimproved land loans.

Whether you are a first-time home buyer or looking to refinance, our professional mortgage loan officers help guide you through the process with continued communications.

Get pre-qualified to determine the loan amount that works with your budget.  Then get pre-approved before you shop or visit a realtor.

Applying online is as easy as 1-2-3.  Simply click on the “Apply Now” button below.

escrow FAQs button

NMLS #280545
Call:  713-852-6888

Apply Now



*No purchase necessary to enter and win. Odds of winning depend on number of entries received. Get a chance to win one of two (2) gift baskets each valued over $500. To enter the drawing, close a new Mortgage Loan with Texas Bay Credit Union in Sept. 2019 to win the first prize or in Oct. 2019 to win the second prize.  All Mortgage Loan types offered by our Mortgage Department are eligible except internal refinances.  Giveaway subject to change based on availability and at the sole discretion of the credit union. If the package is unavailable, a gift card will be provided to the winner in an amount equal to the giveaway. No purchase necessary to enter and win. Eligible persons may enter the drawing by submitting a handwritten form without purchase or obligation. Mail a 3×5 card with name, address and contact information to: Texas Bay Credit Union, Attn: Marketing, 12611 Fuqua St., Houston, TX 77034. Entries must be received no later than 12 pm CST on September 30, 2019 for the first prize or October 31, 2019 for the second prize. Winners are selected in a random drawing to be held by the credit union during week following in the following month of each period. Officials and employees of the Credit Union and their family members are not eligible to participate in the Drawing.
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