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Call now 713.852.6700

Routing: 313082935

Perfect time of the year to refinance your mortgage to get cash out.

Mortgage Loans

Cash Out for the Holidays!

Refinance your home mortgage to get cash out…

In addition to helping buyers finance a new home purchase, Texas Bay also offers homeowners an opportunity to refinance their current home loan to free up cash, lower payments, take advantage of lower rates, and more.  Now is the perfect time of the year to refinance your mortgage to get cash out.  Use the funds for:

  • Seasonal Shopping
  • Pay Property Taxes
  • Update Your Home
  • Whatever you want…the choice is yours!

Rates have dropped.  Your credit score may have increased.  These changes can lower your mortgage payments.

Whether you are a first-time home buyer or looking to refinance, our professional mortgage loan officers help guide you through the process with continued communications.  Take advantage of these great benefits:

  • Historically low rates
  • Fast closing
  • Easy online application
  • Flexible terms
  • And much more!

Perfect for first-time home buyers or anyone buying/refinancing a home.  Select the Apply Now below today!

Buying a home is one of the most important and largest investment decisions you might ever make.  So make it a smart one, too, with our low, fixed-rate mortgage program.  We offer a variety of mortgage products that best fits your need including ARM, FHA, VA, and unimproved land loans.

Get pre-qualified to determine the loan amount that works with your budget.  Then get pre-approved before you shop or visit a realtor.

Applying online is as easy as 1-2-3.  Simply click on the “Apply Now” button below.

escrow FAQs button

NMLS #280545
Call:  713-852-6888

Apply Now



*No purchase necessary to enter and win. Odds of winning depend on number of entries received. Get a chance to win one of two (2) gift baskets each valued over $500. To enter the drawing, close a new Mortgage Loan with Texas Bay Credit Union in Sept. 2019 to win the first prize or in Oct. 2019 to win the second prize.  All Mortgage Loan types offered by our Mortgage Department are eligible except internal refinances.  Giveaway subject to change based on availability and at the sole discretion of the credit union. If the package is unavailable, a gift card will be provided to the winner in an amount equal to the giveaway. No purchase necessary to enter and win. Eligible persons may enter the drawing by submitting a handwritten form without purchase or obligation. Mail a 3×5 card with name, address and contact information to: Texas Bay Credit Union, Attn: Marketing, 12611 Fuqua St., Houston, TX 77034. Entries must be received no later than 12 pm CST on September 30, 2019 for the first prize or October 31, 2019 for the second prize. Winners are selected in a random drawing to be held by the credit union during week following in the following month of each period. Officials and employees of the Credit Union and their family members are not eligible to participate in the Drawing.
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