Business Credit Card

Big Benefits for Your Small Business

No matter the size of your business, Texas Bay Credit Union is here to help your business grow. With a Texas Bay Platinum Rewards Credit Card, you can keep your personal and business buying separate. 
  • No Annual Fee

  • Earn 1.5 Points for Every $1

  • Free Online Expense Reporting Tools

  • No Fee for Additional Employee Cards



 
 

Running a business is easier when your finances are organized, and separate.

Our Business Platinum Rewards Mastercard does that and much more:

 
  • Powerful Insights and Reports: Quickly generate reports to track the financial health of your business. 
  • Flexible Card Controls: Real-time card controls to lock or unlock card, establish spending limits, and set merchant restrictions.
  • Rewards on Business Purchases: Earn points for your business transactions and reinvest in your business. 
  • Seamless Tax Prep: Link to QuickBooks for easy expense tracking and reporting.
  • Employee Spending Control: Set limits and monitor transactions right from your account dashboard.
  • Effortless Financial Analytics and Reports: Quickly generate reports to track your business’s financial health.
 
Benefits Features
No Annual Fee 24/7 Fraud Protection
Earn 1.5 points for every $1 spent Digital Wallet capability through Apple Pay, Google Pay and Samsung Pay
Same day card issue at all Texas Bay branch locations Mitigate fraud and set spending limits from your mobile app
Mastercard Digital Merchant Offers Identity Theft Alerts
Mastercard Easy Savings® Program Access to cash at ATMs worldwide

Card Lock Card Control

Mastercard ID Theft Protection™

Mastercard Global Service™

MasterRental Insurance Coverage

 
 

More Tools to Power Your Business

Business Checking Account

Business Savings Account

Take full control of your finances by opening a business checking account alongside your credit card. It's the perfect match for organized, streamlined banking that keeps your business and personal finances separate. 

Reach your goals faster and create a financial safety net with a business savings account. Build your business credit over time and unlock better loan rates and higher dividends. 

Compare Business Checking Accounts

Learn More and Start Saving


 
 
A business credit card helps separate personal and business expenses, making financial tracking and tax filing easier. It can also provide higher credit limits, rewards, and expense management tools tailored for your business needs. 






























Are you leaving the country? Let us know!

Due to significant fraud originating from foreign countries, Texas Bay Credit Union protects cardholders by limiting transactions outside of the U.S.A. If you plan to use your Texas Bay Platinum Rewards Credit Card while traveling or purchasing merchandise from a foreign country, please contact Texas Bay Credit Union in advance.

There are two ways to contact us about your plans before you leave the country.

1. Login to your Online Banking or Mobile Banking App and select Profile > Secure Form > Add Travel Plan, then complete the form with your travel information and click "Submit"

2. Call us at (713) 999-4152 during business hours.

Please provide the following information when you call:
  • Credit Card number that you will be using when traveling
  • Contact phone number
  • Dates of travel and destination(s)
Not contacting Texas Bay before conducting transactions with your credit or debit card outside of the U.S.A. may result in a temporary block. We want to be sure you are covered during your travels.

This document is also provided upon opening a new credit card account at Texas Bay.