Texas Bay Credit Union

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Life Insurance Awareness Month

September is Life Insurance Awareness Month. There's no better time to help protect the people who matter most. Work with Houston's best insurance agents to find the right coverage, and plan for the future with confidence.

 

start planning now
Home equity loans: One Payment. More Control.

One Payment. More Control.

High-interest debt and rising costs can make it harder to reach your financial goals. A home equity loan can help you consolidate debt, simplify your monthly payments, and secure a fixed rate. Use your home's equity to take back control of your finances. 

 

Take control today

Certificate of Deposit: a safe, reliable way to grow your nest egg and build your future.

Grow Your Nest Egg Safely

Secure your financial future and maximize your savings with one of our many Certificate of Deposit options. It's the perfect way to build toward your long-term goals without the risks of the market. 

 

build your future today
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How can we help you today?

The Latest News and Trends at Texas Bay Credit Union

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 Texas Bay Credit Union's Rates

View All Rates

APR as low as

Auto Loans

3.94%

APR as low as

Home Equity

5.34%

APY for 60 Months

Callable Certificate of Deposit

Up to 4.50%

APY for 38 Months

Certificate of Deposit

Up to 3.85%

Texas Bay is Here for Every Stage in Life

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Student

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Me

Mom and baby in nursery.

Parent

Business man.

Professional

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Retirement

News from the Bay

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A couple goes over their finances, confused as to where there money is going every month and why they live paycheck to paycheck. It is time for a financial wellness check.
Personal Finance

7 Signs It Might Be Time for a Financial Wellness Check

Major life changes often call for a financial wellness review. Tracking spending h...
Financial documents stored safely and meticulously.
Personal Finance

How Long Should You Keep Your Bank Statements and Financial Documents?

Bank Statements: Keep for 1 year (or 3 to 7 years if tied to tax deductions). Tax R...
News

News: Texas Bay Once Again Named Houston’s Best of the Best in 2026

HOUSTON, Texas — July 22, 2026 — Texas Bay Credit Union is proud to announce that i...
Personal Finance

Back to School Tax Holiday

Texas' 2026 Back-to-School Tax Holiday runs August 7–9. Most tax-free items must b...
Texas Bay Credit Union Sailboat cut out.