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Checking-Consumer

Open a Checking Account; Get FREE Stuff!

Your search for a new checking account stops here at Texas Bay Credit Union. We have the account you’ve been waiting for.  When you open your new checking account, get lots of FREE stuff to help you manage your spending financial goals.  Every new consumer checking account includes:

  • FREE Instant Issue Debit Card with Rewards
  • FREE Online Banking with Bill Pay
  • FREE Mobile Banking with Check Deposit
  • FREE Fraud & Budgeting Mobile App (by CardValet)
  • FREE Apple Pay
  • FREE ATMs (at all Texas Bay branches and the Allpoint ATM Network)
  • FREE eStatements with Online Check Images
  • FREE Overdraft Protection (refer to account opening disclosures for details)

Getting the best deal takes time and energy. But when it comes to checking accounts, it’s well worth the effort. Texas Bay Credit Union’s checking accounts can save you money.  Simply select a Texas Bay Checking account today to start the savings well past tomorrow.

If you really like us, don’t forget to tell your family and friends.

Simply FREE Checking

A FREE account for everyone!

  • No minimum balance
  • No monthly service charge
  • No per check charge

Or, if you’re interested in earning dividends…

Simply+ Checking

Earn dividends with the convenience of direct deposit or any automatic payment!

  • Competitive dividends
  • No minimum balance
  • No monthly service charge
  • No per check charge

Or consider these other great accounts…

50+ Checking

The perfect account for members 50 and over!

  • FREE personalized checks
  • Competitive dividends
  • No minimum balance
  • No monthly service charge
  • No per check charge

Premium Checking

An account for those interested in higher dividends!

  • FREE personalized checks
  • Higher dividend rate with a balance of $1,500 or more
  • Competitive dividends if balance falls below $1,500
  • Only $6 monthly charge if minimum balance falls below $1,500

Member Advantage Checking – (not opening new accounts)

  • FREE ATMs at all Texas Bay locations and the Allpoint ATM Network
  • Higher dividend rate with a balance of $5,000 or more
  • Competitive dividends if balance falls below $5,000
  • Receive eStatements

 

Disclosures:

Other fees such as non-sufficient funds, overdraft, etc. may apply.  See our fee schedule for details.  Offer good on personal accounts only; ask us about our outstanding options for your business or organization.  Credit union rules and regulations apply.  Minimum opening deposit is only $50.  Ask us for details.

ADA Compliance This site is reviewed to achieve a generally acceptable “reasonable” level of ADA compliance.