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Rewards Program

Get the Rewards; That You Deserve!

FREE Rewards Program!
Earn 1 point for every $1 purchase when you use your Texas Bay Mastercard® Platinum Rewards Credit Card.  Redeem for merchandise, travel, entertainment, and even cash back.  Simply shop with your Texas Bay credit card.

If you don’t have a Texas Bay credit card, visit any Texas Bay branch location to apply and instantly get your card when approved.   Texas Bay NOW offers instant credit card services so you can  take advantage of all the Texas Bay credit card benefits immediately.

Texas Bay continues to enhance your membership by searching for great reward programs that offers discounts on retail purchases and redeemable gifts for using Texas Bay products and services.  This is just another great and FREE membership benefit offered to you at Texas Bay.

Apply Now



Credit Card Rewards


The uChooseRewards® program is available on the Texas Bay MasterCard Platinum Rewards credit card.  Earn 1 point for every $1 you spend on eligible purchases*.  Redeem your earned points for concert tickets, a new HDTV, a fun-filled cruise, and millions of other exciting options!  The more points you earn, the better your reward. It’s that simple!

  1.  Open a Texas Bay MasterCard Platinum Rewards Credit Card – APPLY NOW!
  2.  Access the uChoose Rewards website to learn how to earn and redeem points – SIGN UP!
  3.  Start earning rewards to redeem great rewards!


  • Earn 1 point for every $1 dollars spent on credit purchases (during non-promotional periods).
  • Use your points for any travel plans …air & cruise lines, hotel, train, or car rental!
  • No restrictions or blackout dates …no class or seat restrictions.
  • Redeem points for a huge selection of merchandise and gift certificates.
  • Return the merchandise right to the store – no need for returned mail.
  • With no shipping and handling, items will “cost” fewer points to redeem.
  • Makes gift giving faster and easier.
  • E-certificates now available from over 80 merchants!
  • Periodic special promotions at select retailers.

How Does It Work?

The rewards program is ready to go when you open a Texas Bay MasterCard® Platinum Rewards credit card.  You start earning points immediately on purchases.  Here is how the program works:

  • Points Add Up Quickly…Earn points every time you use your MasterCard® Platinum Rewards Credit Card on purchases. The more you use it, the more points you’ll receive.
  • You Choose Your Reward…whether it’s a laptop, video games, kitchenware, gift cards, or even a foosball table we’re sure you’ll find something that will interest you! Or, select our travel rewards program that lets you book flights, cars, cruises, and vacation packages! There are even gift certificates from hundreds of stores, hotels and restaurants.
  • Redeeming Is Easy…Once you’re ready to redeem your Platinum Rewards points, click here to register your card and redeem your rewards.


Debit Card Rewards


Take Advantage of the Texas Bay Debit Card Rewards program from Texas Bay Credit Union – a valuable, FREE program that rewards you for your everyday spending.  Enrollment is automatic, and now, every purchase with your Texas Bay Debit Card adds up to rewards points that can be redeemed for exciting gifts.

Here is how it works:

  • Instead of a check, cash or credit card, use your Texas Bay Debit Card.
  • Earn points for everyday purchases like groceries, dining out, or filling your car with gas.
  • Redeem your points for great rewards at TexasBayDebitRewards.org

It only takes 100 points to get a FREE GIFT.  Or, bank your points for bigger, better rewards in the future!

As you use your card, you’ll earn one point for every $100 spent with a signature or a PIN transaction!* If you’ve linked your checking account(s) to your rewards account, points earned will be deposited directly into your TexasBayDebitRewards.org account.  Otherwise, we’ll mail points certificates for the points you accumulate each quarter in January, April, July and October.

Your Texas Bay Debit Card is the simple way to pay – plus, you earn FREE rewards!

NOW Link your checking account(s) to your rewards account and points earned will be deposited directly into your TexasBayDebitRewards.org account.

PLUS TexasBayDebitRewards.org lets you shop major retailers and earn up to 50 times more rewards points!



*For ongoing card purchases, one point is awarded for every $100 spent with a signature or a PIN transaction. ATM transactions do not apply. Points awarded in relation to dollars spent subject to change without notice.  **Reward Points vary by retailer. © 2017 Velocity Solutions, Inc. All rights reserved.

Love My Credit Union Rewards

Everyone is looking for ways to save money, and that’s just what the Love My Credit Union Rewards is all about.

Texas Bay CU is excited to offer you exclusive discounts and benefits on products and services you use every day. Credit union members have already saved over $1 billion with Love My Credit Union Rewards discounts. So along with lower loan rates and fewer fees, here’s another way you can save even more.


Sprint Cash Rewards Program

Your rewards are here. Members get a $100 cash reward for every new line activated with Sprint, now on unlimited lines. No strings attached – just cash.

Here’s how to get cash rewards for every new line you activate with Sprint:

1. Add a line to your new or existing Sprint account and mention that you’re a credit union member.
2. Register at LoveMyCreditUnion.org/Melvin
3. Cash rewards will be deposited directly into your credit union account within six to eight weeks.

Already a Sprint customer?
Register now to receive $100 loyalty cash reward every year starting one year after registration.

Save up to $15 on TurboTax Federal tax products

The more offers you take advantage of, the more you save. Start saving today at LoveMyCreditUnion.org.


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