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Protection Products

You worked hard for it. We’ll help you protect it.

Providing financial services is not just about helping you grow your family assets. It’s also about helping you protect them. Texas Bay Credit Union offers a variety of products designed to protect your vehicle, your wallet and even your credit.

Loan Protection

Texas Bay offers Credit Life and Disability Insurance designed to help you:

  • Reduce your financial burden and protect your family.
  • Protect your income, your collateral and your credit rating.
  • Provide coverage at home and at work.
  • Provide peace of mind.
texas bay credit union offers protection products for you

Mechanical Breakdown Protection (MBP)

MBP provides protection against mechanical breakdowns beyond your existing manufacturer’s warranty. Also known as an Extended Warranty, MBP extends beyond the manufacturer’s factory warranty and covers repairs of unexpected mechanical breakdowns. For the period of time the contract is in effect, you are assured that covered components of your vehicle will be repaired in the event of failure, including labor, subject to any applicable deductible.

Click here for a quote.

Guaranteed Auto Protection (GAP)

Protect your pocketbook against a big hit. With GAP (Guaranteed Auto Protection), you are protected against a loss in the event of an accident or theft where your auto insurance doesn’t cover your full outstanding loan balance. GAP could pay off your remaining balance, regardless of the amount.

Generally, when you purchase a new vehicle, the value of the vehicle declines faster than the balance of the loan. Most loan balances are upside down the first half of the loan term. In the event of an accident or theft, insurance will only pay the value. GAP could cover the remaining amount.

Why buy GAP?

  • GAP helps pay off your remaining loan balance if your vehicle is stolen or damaged and is deemed to be a total loss.
  • GAP helps clear your credit allowing you to start fresh with a new vehicle purchase.
  • GAP is inexpensive and can be included in your loan.

Click here for a quote.


We’ll help you insure your vehicle, property, health, and life with a policy that meets your needs. Texas Bay Area Insurance Group, LLC is an insurance company solely owned by Texas Bay Credit Union and powered by CU Financial Group that provides insurance products at the best rate with reliable coverage through trusted carriers.

Click here for more information or call (281) 476-3696 or (800) 581-2448 toll-free to receive a fast quote.

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