Designed to be simple and easy for you to get quick access to cash.
As your financial partner, Texas Bay, is here to celebrate the good and overcome the bad with affordable and flexible loan options. Whether you need cash for a special occasion, vacation, or if you have been blind-sided with unexpected expenses, our personal loans are made to be simple to get cash in your hand quickly.
Use your personal loan for…
No matter the life event or unexpected crisis, we can help with a personal loan.
Our personal loans offer you a flexible borrowing option with low-interest and longer repayment terms, in lieu of you needing to deplete your bank account. These loans do not require collateral and you can use it for any purpose.
Share Secured Loans can be used for any purpose and are perfect for our members who are looking to establish or rebuild credit. Use your Texas Bay savings or Certificate of Deposit account to secure a loan, make payments until the loan is paid in full, then get the savings back – all while building up your credit score.
A line of credit does not require collateral and can be used for a multitude of purposes, including overdraft protection on your checking account. You will have quick access to cash when you need it. Use your line of credit for emergencies and those unexpected expenses life throws at you. As you make loan payments your borrowing power replenishes.
Have some more questions or need help deciding what type of loan is best for you? Call us today at (713) 852-6700 or visit one of our 9 conveniently located branches to speak with one of our experienced team members.
Membership eligibility required. Relationship Product Discounts lower your rate up to a .50% reduction from the standard rate. The standard rate is based on your credit at the time of application. Discounts per product vary. A combination of products reach up to .50% rate deduction.