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Call now 713.852.6700

Routing: 313082935

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Membership Benefits

Why join Texas Bay Credit Union?

The more you use our services, the more you benefit!

Being a member saves you money and increases your buying power. As a member, you have access to a complete selection of time-saving and money-saving financial services – checking and savings accounts, home and auto loans, credit cards, and more – usually at a lower cost or more attractive rate than other financial institutions.

You’ll have the security of knowing that your funds are insured to $250,000 by the National Credit Union Administration (NCUA), an agency of the United States government. Savings or checking accounts in different forms of ownership may each be separately insured; ask us for a copy of “Your Insured Funds” if you have questions.

In addition to your accounts being covered by the National Credit Union Association (NCUA) to a limit of $250,000, Excess Share Insurance (ESI) provides an additional $250,000 of savings protection to each qualifying account.  Texas Bay combines your federal deposit insurance coverage with excess deposit insurance protection from ESI allowing up to $500,000 coverage; at no cost.

ADA Compliance This site is reviewed to achieve a generally acceptable “reasonable” level of ADA compliance.