Call now 713.852.6700
Routing: 313082935
Call now 713.852.6700
Routing: 313082935
If you’re looking to consolidate your bills, fund your child’s college tuition, or even plan the wedding of your dreams, Texas Bay CU’S Home Equity Loan is a cost effective way to make your home’s value work for you.
Closing Costs: If an appraisal is required, fees range from $350 – $475 depending on location of the property. Standard recording fees are $90. Additional recording fees may be assessed based on the number of pages.
Closing Date: Loan may not close earlier than 12 days after the application and “Texas Home Equity Consumer’s Disclosure” is received by the Credit Union.
Funding Date: Loan may not be funded until three business days after the loan has been signed.
*Fair market value will be determined by the appropriate county appraisal district’s valuation. Certified appraisals are only required for loans $100,000 and above with 70% or higher Loan to Value. A Certified Appraisal may be required for any loan at TBCU’s discretion.
The possibilities are endless with a Texas Bay Home Equity Loan¹. Financial relief is closer than you think. Take advantage of today’s low rates and use the equity in your home for essentially anything you want or need.
PLUS get up to .50% Rate Discount² with the following:
Take advantage of the equity in your home with a Texas Bay Home Equity Loans today!
¹Loan amount cannot exceed 80% of the collateral value, less outstanding liens. Generally (except for Title Policy and Appraisal costs), closing costs will be paid by the Credit Union; however, in some instances, certain other costs will be paid by the member. Interest paid on a Texas Bay Home Equity Loan might be tax deductible; please consult your tax advisor. Credit criteria applies.
²Relationship Product Discounts lower your rate up to a .50% reduction from the standard rate. The standard rate is based on your credit at the time of application. Discounts per product vary. A combination of products reach up to .50% rate deduction.
Texas Bay Credit Union 2019
