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Get Financially Fit

Texas Bay Can Get You Financially Fit

We help consumers save money every day

Our Personal Financial Trainers can coach you to save money, create financial stability, and reduce financial stress.   We have the products and services to get that financial freedom you are looking for.  We provide training and the tools to help reduce unneeded financial expenses whether from loans, credit cards or high bank fees.

Our FREE Credit Score Enhancement program informs you where your credit is at the time of the review, what makes up your score, and why your score is where it is at now.

First, let’s get started by reviewing ways to get you financially fit.  Review this page and then schedule a visit with one of our Personal Financial Trainers.  Getting financially fit is a big challenge but Texas Bay has helped thousands.  We know you can do it.




Refinance and FREE UP CASH!

Refinancing your loans to Texas Bay can significantly lower your payments and interest costs over the remaining life of your loans.  Rates are at an all time low.  First, let’s review how much interest you are currently paying on loans at other financial institutions.  Whether it’s your car loan, personal loan, or mortgage, Texas Bay will review each loan and propose a total savings.  Visit one of our Personal Financial Trainers to review refinancing strategies to get you financially fit TODAY:

*Approval required.

Credit Cards

Transfer balances from high-rate cards and SAVE!

Another great fitness plan is to transfer balances on credit cards to our low-rate Texas Bay MasterCard Platinum Rewards credit card.  Lower payments to pay down balances faster.  Free up credit line capacity and improve your credit score.  Save with lower interest costs.  Plus, take advantage of our rewards program for travel and merchandise discounts.  Visit a Personal Financial Training to start saving today!

**APR means Annual Percentage Rate.  0% rate is available on balances transferred only. After 6 months, your rate will return to the rate you are approved for at the time of application.  Certain credit criteria and restrictions apply. As low as rate is based on lowest available term. Credit card rates will vary with the market based on the Prime Rate as published in the Wall Street Journal and my increase. The credit card APR is determined by adding a margin to the Prime Rate (see your credit card agreement for additional information). Credit card changes require 45 days advance notice. Transfer fees may apply.

Checking Accounts

Open a Simply FREE Checking Account, Get a FREE Stuff!

Your search is over.  Whether personal, business or both, we have the checking account you’ve been looking for that will make you financially fit.  Start the savings TODAY.

  • Consumer Checking Accounts – We have the account that fits you!
  • Business Checking Accounts – From a start up company to corporation, we have the account that fits your business!
  • FREE Instant Debit Card (Texas Bay or Astros)
  • FREE Fraud & Budgeting Mobile App (by CardValet)
  • FREE Checks on Some Accounts
  • FREE Electronic Services
  • No Monthly Service Fee^

^Available on most accounts offered.

FREE Services

Save by using our FREE services everyday

Not only will Texas Bay be your personal trainer for your finances, we will help you save everyday with our FREE services.  Collectively, Texas Bay products and services offer the best value in town!

  • FREE Credit Score Enhancement Program
  • FREE Instant Issue Debit Card
  • FREE Online Banking
  • FREE Bill Pay
  • FREE Mobile Banking
  • FREE eStatements with Online Check Images
  • And Much More!

Visit with one of our Personal Financial Trainers to get you financially fit TODAY!


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