Texas

Call now 713.852.6700

Routing: 313082935

Diverse people smiling

Debit Card

Convenient Access to Your Funds with a
Texas Bay Mastercard® Rewards Debit Card

Combine the convenience of a plastic card with the practicality of checks.  Plus, earn points with everyday purchases to redeem for great gifts and merchandise.  Get a Texas Bay Mastercard® Rewards Debit Card* today!  Visit any Texas Bay branch to get your card instantly.

Since it’s a debit card, it doesn’t replace your existing credit card and the funds are withdrawn from your checking account.  The Texas Bay Mastercard® Rewards Debit Card* also acts as an ATM card by accessing cash from your account anywhere an ATM displays the MasterCard logo.  When you receive your new Texas Bay Debit Card, simply activate it by calling 800-992-3808.

Other helpful phone numbers:

  • 713-852-6700 Order/Reorder Debit Card
  • 800-472-3272 Lost or stolen Debit Card
  • 866-331-6223 Report a Debit Card Dispute
  • Click here if you plan to use your debit card outside the U.S.A.

*Requires FREE Checking. Subject to approval.

 

 

Great Benefits

The Texas Bay Mastercard® Rewards Debit Card comes packed with travel and shopping benefits that offers you overall savings to enjoy.

  • No Fee with a FREE Checking Account
  • Instant Issue at any Texas Bay Branch Location
  • Free Rewards Program
  • Redeem Points for Travel and Merchandise
  • Travel Accident Coverage
  • Extended Warranty Protection
  • 24/7 Fraud Protection
  • Access to Cash at ATMs Worldwide
  • Learn More about Mastercard Benefits

Get the card that rewards you!

 

Security You Need

Unfortunately we all must be on guard to protect our personal information from fraud.  As a cardholder, you need to take steps to protect yourself from card fraud such as not providing your personal identity information to anyone.  Texas Bay also helps you to be vigilant against fraud with systems and tools available to you.    

Mastercard 3-D Secure is an authenticated payment system to improve online transaction security by recreating the high level of security of a physical payment environment by requesting further payment authentication.  The goal is to provide a safe and secure online payment experience across Visa, MC, and AMEX systems using a password that is validated by the card issuer and further checked by all other parties involved in the transaction.  Both Texas Bay debit and credit cards are automatically enrolled in Mastercard 3-D Secure.

Chip Cards enhance security to protect from fraud on both credit and debit cards.  All Texas Bay cards include chip technology for your protection.  A microchip embedded in the card adds a layer of protection against fraud for purchases made at the point of sale.  Information programmed into the chip is personalized for your account and each transaction generates a unique code, adding an extra safeguard against unauthorized use and counterfeiting.

CardValet® is a FREE mobile app that keeps tab on your Texas Bay credit and debit cards 24/7.  CardValet is a great tool for controlling both personal and business spending on your Texas Bay cards.  Review balances and transactions similar to online banking but with additional features.  Control spending by setting limits or merchant types.  Prevent fraud with alerts or turning your card off if you noticed it is missing.

Text Fraud Alerts is a free service that helps protect you by immediately alerting you of potential fraud on your Texas Bay Mastercard® Rewards Debit Card through real-time engagement.

Are you leaving the country?  Let us know.  Due to significant fraud originating from foreign countries, Texas Bay Credit Union protects cardholders by limiting transactions outside the U.S.A.  If you plan to use your Texas Bay Platinum Rewards Credit Card or your Texas Bay Debit Card while traveling or purchasing merchandise from foreign countries, please contact Texas Bay Credit Union in advance.  Contact us about your plans before you leave the country.

  • Call us at (713)852-6700 during business hours or
  • Send an email to CSTraveling@TexasBayCU.org

For emails, include the following information:

  • Full name
  • Contact phone number
  • Return email address
  • Dates of travel and destination(s)

Not contacting Texas Bay before conducting transactions with your credit or debit card outside of the U.S.A. may result in a temporary block.  We want to be sure you are covered during your travels.

ADA Compliance This site is reviewed to achieve a generally acceptable “reasonable” level of ADA compliance.