Combine the convenience of a plastic card with the practicality of checks. Plus, earn points with everyday purchases to redeem for great gifts and merchandise. Get a Texas Bay Mastercard® Rewards Debit Card* today! Visit any Texas Bay branch to get your card instantly.
Since Texas Bay is the official credit union of the Houston Astros™, you have the choice between the Texas Bay Mastercard® Debit Card or the Houston Astros™ Mastercard Debit Card. The Astros Debit Card is not available at any other credit union. You can only get it at Texas Bay. So support your team. Go Astros!
Debit cards do not replace your existing credit card. Funds are withdrawn from your checking account immediately (with most transactions). The Texas Bay Mastercard® Rewards Debit Card* also acts as an ATM card by accessing cash from your account anywhere an ATM displays the MasterCard logo. When you receive your new Texas Bay Debit Card, simply activate it by calling 800-992-3808.
Other helpful phone numbers:
*Requires FREE Checking. Subject to approval.
The Texas Bay Mastercard® Rewards Debit Card comes packed with travel and shopping benefits that offers you overall savings to enjoy.
Get the card that rewards you!
Unfortunately we all must be on guard to protect our personal information from fraud. As a cardholder, you need to take steps to protect yourself from card fraud such as not providing your personal identity information to anyone. Texas Bay also helps you to be vigilant against fraud with systems and tools available to you.
Mastercard 3-D Secure is an authenticated payment system to improve online transaction security by recreating the high level of security of a physical payment environment by requesting further payment authentication. The goal is to provide a safe and secure online payment experience across Visa, MC, and AMEX systems using a password that is validated by the card issuer and further checked by all other parties involved in the transaction. Both Texas Bay debit and credit cards are automatically enrolled in Mastercard 3-D Secure.
Chip Cards enhance security to protect from fraud on both credit and debit cards. All Texas Bay cards include chip technology for your protection. A microchip embedded in the card adds a layer of protection against fraud for purchases made at the point of sale. Information programmed into the chip is personalized for your account and each transaction generates a unique code, adding an extra safeguard against unauthorized use and counterfeiting.
CardValet® is a FREE mobile app that keeps tab on your Texas Bay credit and debit cards 24/7. CardValet is a great tool for controlling both personal and business spending on your Texas Bay cards. Review balances and transactions similar to online banking but with additional features. Control spending by setting limits or merchant types. Prevent fraud with alerts or turning your card off if you noticed it is missing.
Text Fraud Alerts is a free service that helps protect you by immediately alerting you of potential fraud on your Texas Bay Mastercard® Rewards Debit Card through real-time engagement.
Are you leaving the country? Let us know. Due to significant fraud originating from foreign countries, Texas Bay Credit Union protects cardholders by limiting transactions outside the U.S.A. If you plan to use your Texas Bay Platinum Rewards Credit Card or your Texas Bay Debit Card while traveling or purchasing merchandise from foreign countries, please contact Texas Bay Credit Union in advance. Contact us about your plans before you leave the country.
For emails, include the following information:
Not contacting Texas Bay before conducting transactions with your credit or debit card outside of the U.S.A. may result in a temporary block. We want to be sure you are covered during your travels.