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Call now 713.852.6700

Routing: 313082935

Financial Assistance Available for members impacted by the Coronavirus Emergency.


Important Notice Regarding Coronavirus

How we are helping to avoid the spread of the virus

With the health and safety of our members and employees in mind, Texas Bay Credit Union is temporarily adapting how we handle transactions. We understand that access to your account(s) is important and we will continue to provide high-quality member service as the situation develops.

To help prevent the spread of the Coronavirus (COVID-19) and to comply to health officials recommendation, Texas Bay will serve members using remote services and drive-thrus.

EFFECTIVE MARCH 20, 2020, at 12PM and until further notice, Texas Bay
Credit Union lobbies will not be available to non-employee, non-critical traffic.  Drive-thrus and remote services remain open.  Direct Deposit/ACH transactions will continue to post.  Texas Bay is fully staffed and all products and services remain available.

This page will be used for communications from Texas Bay and as a resource for you during this crisis.  Be sure to return for updates.  Below are messages delivered to Texas Bay members regarding the Coronavirus:

We understand there are times when a transaction is required to be handled in the lobby.  As an essential business according to the “stay-at-home” ordinance, we offer limited appointments in the lobby reserved for eligible services that cannot be performed remotely.  To set an appointment at a branch near you, please click on the button below.


Texas Bay is Here for You!

Count on us during life’s financial challenges

Our Personal Financial Service Partners are available to work with you to help reduce financial stress, save money, and create financial stability. Texas Bay is offering assistance for our members who have been financially hit during this challenging time and we have products and services to provide financial solutions that meet your needs.   Here is how Texas Bay can help!:

Skip Your Texas Bay Loan Payment:
Loan payment assistance is available from Texas Bay for qualifying members to have the opportunity to skip their monthly loan payment on any eligible loan with no fee.  Available for March not paid yet or April payments.  APPLY TODAY!

Refinance & Free Up Cash:
Refinancing loans or credit cards you have at other lenders can significantly lower your payments and interest rates over the remaining life of your loans while freeing up cash. Refinancing can help improve your credit score. A better score can reduce loan and credit card rates offered to you in the future. Whether it’s your home, car, personal loans, or credit cards, refinancing is a great strategy to save money. APPLY TODAY!

Consider a Save Easy Auto Loan:
0% down. Lower payments. Better than a lease since you own the car. Available on new, used, and refinanced cars. APPLY TODAY!

Transfer Balance from High-Rate Credit Cards and Save:
Save money by transferring balances on credit cards to our low-rate Texas Bay MasterCard® Platinum Rewards credit card. Lower rates help pay down balances faster. Plus, with the use of Texas Bay Card Control app (CardValet), control spending and help your budget planning.  APPLY TODAY!

Open a Guaranteed Growth Investment Account:
Lock in rates. You choose the term. Guaranteed no risk. You can stop searching and start saving for the future. Guaranteed savings.

Mortgage & Home Equity Loan Relief:
Defer your payment up to 90 days on your Mortgage or Home Equity loan at Texas Bay.

Approval required for all loan and modification requests.

Remote Services

Manage your Texas Bay accounts from the safety of your home!

Health officials encourage to avoid groups larger than 10 people.  Since our branches generally help more than 10 members at a time, we have temporarily closed lobby services with the exception of pre-scheduled appointments.  We want to remind you that all of our FREE remote services remain available for you to access your accounts and perform select transactions.

Security measures are put in place to safeguard and protect your financial information.  As a reminder, Texas Bay will never call, email, or text you and request any personal or financial information.  If you receive a questionable solicitation, please contact us directly either by phone at (713) 852-6700 or visit any branch location.

Our staff is available to assist you with any one of these services.

Email Us:  webmail@tbacu.org
Call Us: 
(713) 852-6700 or (800) 577-3164

Mortgage & Home Equity Loan Relief

For a limited time, you may get to extend your payment up to 90 days


^Available on most accounts offered.

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